Travel Insurance - Holiday Insurance

Travel Insurance

• This insurance has been tailored specifically to the holiday you have just purchased. Unlike any other third party`s insurance, any queries regarding a claim will be handled by people who know your policy and the holiday you purchased.
• Our policy offers you value for money, comprehensive cover and, above all, peace of mind.
• By arranging your travel insurance with us now we will save you time and money.
• Important Note: This insurance is only available to UK residents.
• We offer comprehensive insurance at verycompetitive rates, view insurance comparison for breakdown of costs and cover against some of our competitors.

Holiday Insurance

Olympic considers that adequate travel insurance is vital. We have arranged, on your behalf, travel insurance with one of the best known names in the industry, Voyager Insurance Services. The policy is arranged with UK underwriting, and underwritten by Primary Insurance Company Ltd, Indemnity Insurance and Norwich Union Insurance Company.

Olympic Holidays Insurance Premiums

Full details are contained in the policy. You can download a PDF version of our policies from 01/01/2008 to 31/12/2008.

SINGLE TRIP PREMIUMS FOR GREECE, CYPRUS, TURKEY, BULGARIA, TUNISIA AND EGYPT
Periods	Adult	Child	Senior (65-79)	Family	Single Parent
Up To 10 Days	£25	£15	£46	£49	£30
From 11 to 17 Days	£29	£17	£55	£59	£36
From 18 to 24 Days	£39	£20	£69	£69	£44
SINGLE TRIP PREMIUMS FOR ALL OTHER LONG HAUL DESTINATIONS
Up To 10 Days	£39	£22	£83	£83	£49
From 11 to 17 Days	£45	£25	£91	£95	£59
From 18 to 24 Days	£49	£29	£109	£115	£69
ANNUAL MULTI - TRIP INSURANCE PREMIUMS
	Adults	Couples	Family
Europe	£49	£59	£79
Worldwide	£79	£99	£129

• Family comprises 2 adults and any dependant children under 18 years old.
• Single parent comprises 1 adult and any dependant children under 18 years old.
• Infants under 2 at date of departure, FREE if accompanied by insured adult.
• Excess waiver £12 per person / £19 per family.
• Golf pack from £15 per person. Please contact us for details.
• Pre-planned scuba diving up to 30 metres is included.
• Wedding related cover up to the value shown in the policy wording £25 per couple.
• Mini Cruises up to 4 days as featured in the brochure are included in the premiums.
• PLEASE NOTE: Your premium must be paid with your holidays deposit.
• Our SINGLE TRIP insurance is available for all up to the age of 79 yrs (64 yrs for long haul)..
• Our ANNUAL MULTI-TRIP insurance is available for all up the age 64 years. The maximum period per trip is 31 days. Business travel is included. UK trips (minimum of 2 nights in pre-booked accommodation) is included. Adults can travel separately (children under 18 must be accompanied by an insured adult). Wintersports up to a total maximum of 17 days is included.

Summary of Cover

Section	Limit	Excess
Personal Accident (maximum payable in the event of death)	£30,000	£20
Medical & Other Expenses	£10,000,000	£50
Hospital Confinement Benefit (amount per day £20)	£1,000	-
Cancellation / Curtailment / Loss of Deposit	£3,000	£50
Travel Delay	£100	-
Missed Departure	£1,000	£50
Personal Possessions	£1,500	£50
Single Article Limit	£200	-
Total Valuables Limit	£250	-
Emergency Purchases	£100	-
Money (inc. a cash limit of £250)	£500	£50
Loss of Passport, Tickets & Documents	£500	-
Personal Liability	£2,000,000	£250
Legal Expenses	£25,000	£250

Important Notice - Key Facts

Your travel Insurer, under the Association of British General Business Code of Practice, has to bring to your attention some of the important features of your travel insurance policy.

• Policy Document: A copy of the policy will be sent with your holiday invoice. This document contains full details of what is and is not covered and the conditions of the cover. You should read the policy very carefully.
• Conditions and Exclusions: There are conditions and exclusions which apply to individual sections and general exclusions and conditions which apply to the whole of the policy.
• Health: The policy contains conditions about the health of the people traveling and other people upon whose health the trip may depend.
• Property Claims: These claims are settled on an indemnity basis (the value of the goods at the time you lose them), not on 'new for old' or replacement cost basis, unless otherwise stated in the policy.
• Policy Limits: Most sections of the policy have limits on the amount that the insurer will pay under that section. Some sections also include other limits, for example, for any one item or for valuables in total.
• Policy Excess: Under most sections of the policy, claims will be subject to an excess. This means that you will be responsible for that part of the claim. The amount you pay is the excess.
• Reasonable Care: You need to take all reasonable care to protect yourself and your property as you would if you weren't insured.
• Complaints: This insurance policy includes a complaint procedure which tells you what steps to take if you wish to make a complaint.
• Dangerous Sports and Pastimes: If you are going to take part in dangerous sports or pastimes where there is a risk of injury, check that this insurance covers you.
• Cooling-Off: This insurance contains a 'cooling off' period of 14 days during which you can return it and get a refund if you have a justifiable reason for being dissatisfied with the cover provided.
• What to do in the event of a Medical Emergency: If you have the misfortune to have an accident or suffer an illness during your holiday a 24-hour assistance service is provided by Global Response. An experienced assistance coordinator will deal with you and will ensure that, where necessary, hospitals will be contracted (and any necessary fees guaranteed), medical advisers consulted and, if needed, repatriation to the UK will be arranged.
  
  Emergency Contact Numbers:
  (Tel) +44 870 606 1581
  (Fax) +44 870 606 1583
  
  
• Claims: All claims should be made to TPS Claims Services Ltd in accordance with details in the insurance policy document (Tel: 01603 467699)